Insurance Bad Faith Lawyers in Kansas City
Why You Need Presley & Presley, LLC for Your Bad Faith Claim
Bad faith claims and lawsuits against insurance companies are demanding and complicated, especially because these corporations have great wealth, attorneys on their payroll, and a drive to protect profits at the expense of all else. You can be sure they will put up a fight if you accuse them of acting in bad faith. You need a team with the experience, skills, and tenacity to fight back.
Our firm has always had a passion for protecting the rights of those who have been wrongly injured. We have seen countless individuals taken advantage of by insurance companies that are shameless in their unfair tactics. Our attorneys take pride in our demonstrated ability to stand up to large, corporate insurance companies and hold them accountable for the agreements they make with the public.
If you have to file an insurance claim, chances are you have already suffered enough. Unfortunately, in many of these instances, your insurance provider may, in bad faith, refuse to pay. This means even though your claim is wholly legitimate, they will not give you what they owe. Not only can this be frustrating, but it can also make you feel hopeless in the face of mounting bills and other expenses. If this sounds like you, know that you may have recourse.
Bad Faith Actions (or Inaction) by Insurance Companies
The point of purchasing an insurance policy is peace of mind. Should a negative and costly event occur, having an insurer will protect you from most, if not all, of the unexpected expenses. This is the basic agreement we all enter with insurers when purchasing a policy.
However, when the insurance company, for whatever reason, fails to act as it is supposed to, you may be involved in a bad faith issue. Bad faith occurs when one party fails to fulfill the legal or contractual obligations to which it has agreed. This may include them misleading the other party, entering into a contract without the means or intention to honor it, or violating accepted standards of honesty in business dealings.
The following actions made by your insurance provider often indicate bad faith:
- Failure to either pay or deny a claim within a reasonable period of time
- Failure to promptly respond to your questions or concerns
- An attempt to settle a claim for less than a reasonable person would consider fair
- Unreasonable documentation and/or paperwork requests
- Failure to provide supporting documentation when denying your claim
In their attempts to save money, insurers have found many ways to act in bad faith. They may try to dodge paying a claim by purposefully misinterpreting the language used in their policy; fail to disclose certain limitations of the policy when you purchase it; engage in unreasonable delays in your dealings; fail to conduct an investigation of your losses; or make arbitrary or unreasonable requests in asking you to prove the loss you have sustained. Such tactics may be so bad they are considered abuse.
Though auto insurers are the worst offenders, bad faith can occur with any type of insurance policy, from homeowners’ and renters’ policies to health and life insurance. When such a situation arises, your best chance for recourse may be to file a lawsuit.
If you think your provider has acted in bad faith, we want to know your story. Contact our team at (855) 981-6116 as soon as possible to get a free case evaluation.